My husband's company recently told everyone that massive layoffs are coming ...

I had a link to a web page where it promised all of the in's and out's to being a successful online survey taker. Since I did not have a car, there was no way I could get a job working for someone else. I made some money doing odd jobs and was eager to start making money doing surveys. I paid the 50 dollar fee. After I paid via paypal, It took me to a link of all of the places I could go online to start making money by taking surveys! I could have googled that for free!! Unfortunately, I learned another dumb lesson by responding for an ad on Craigslist. A guy wrote on an ad that he was looking for people to write reviews for him and he would pay them via paypal. I signed up to do a review of free credit report.com. I was told I would be paid upon completion. I paid 40 dollars expecting to be reimbursed for my purchase to do this review. I contacted him about the situation and never received a response. I was extremely angry to learn that I had been scammed. It was a stupid tax that I will never forget but I am just grateful to know that I will never give my money away again without first REALLY checking into things.

I took the fpu class about five years ago. One item kept comming up was the insurance and yes I knew of the endorsed local providers ( ELP). I thought the insurance on two auto's was high. I decided to look at the program again and found the local elp. Our car insurance went from $102.00 to $60.00 per month. I paid a stupid tax of $42.00 per month for five years. I am now using the ELP in other things as well. I paid over $400.00 more a year than I needed. Talk about a stupid tax.