After suffering a personal financial loss of a 4-million-dollar real-estate portfolio, Dave Ramsey decided to return to the basics of personal finance and help others. Dave is the author of the New York Times best-selling book Financial Peace and The Total Money Makeover. He is also the host of the nationally syndicated The Dave Ramsey Show. Many national corporations as well as tens of thousands of individuals have benefited from his Financial Peace University Program and his live seminars. He and his wife, Sharon ("The Princess"), have three children: Denise, Rachel, and Daniel.